by correct, it does not count when your even more is generated into the mortgage or even the c/a great, it’s still dominant cures if the their in either certainly it. by the leftover. i wouldnt know the way it really works indeed there. (seek the advice of their unique once more maybe?)situation 2 = semi-flexi only has step one account. in order that your own to attenuate their dominating, the cash Must credit with the houses loan account (at the mercy of LO TnC). people percentage made to the c/a posses nothing at all to do with the dominating since these accs commonly connected. and so the next officer is actually “korek”. =)

Actually to possess scenariio step one= I inquired new administrator regarding your conventional financing, she told you perhaps not flexi next advise me personally better to simply take most other completely flexi plan.

Scen dos= so this is “korek” haha. Your setting almost any additional payment to help you financing an excellent/c often subtract the main amte to that LO, what about the newest T&C reported that we need to render advance observe and also make most percentage. however the administrator informed me not want because their LO maybe not posting, the fresh LO still according to research by the old you to, nevertheless South Carolina personal loans bank operating system currently revision. How does ? I am afraid just after finalizing often feel dissapointed about after, all of the mth must see financial provide downpayment .

Reached inform bank?

.As to why don’t particularly completely flexi? Or no big date create advance payment has to posting financial, i wld instead need fully flexi. Save time.

Read as well as Hleong islamic zero locking several months, pledge you could share with you for folks who had any futher details. Thx.

Actually to possess scenariio step one= I asked brand new manager concerning your antique loan, she told you maybe not flexi after that suggest me personally best to simply take other fully flexi plan.

Scen dos= so this is “korek” haha. You form almost any more payment to loan an excellent/c usually deduct the main amte compared to that LO, what about this new T&C stated that we have to give get better notice and then make most fee. but the administrator told me not need as his or her LO maybe not inform, the fresh new LO nonetheless in accordance with the dated one, but the banking system currently revise. Why does ? I’m afraid after finalizing tend to regret later on, most of the mth has to observe lender to offer down-payment .

Have got to revision lender?

.As to the reasons you should never including totally flexi? If any big date create down payment has to inform financial, i wld rather grab totally flexi. Save time.

Read and Hleong islamic zero securing period, guarantee you might give you for people who had one futher facts. Thx.

whether or not the semi otherwise full flexi, its nearly a similar thing. consider from it because a handbook car otherwise vehicles vehicle. high FC and up-continue charges on the benefits vs a whole lot more leg work with reduced maintaince rates. apparently talking.

off individual views, i’ll state wade complete-flexi if you have the extra dollars of course, if your going to roll the cash that frequently.

i am not saying entirely yes on UOB’s pratices, but you can be talk with the newest officers what type of find to help make the a lot more commission? over the counter observe, 30 days find ahead of time etcetera.

Does anyone using this type of financing bundle. Pls express specific white in my opinion. My top priority is the progress/prepayment. What if mthly fees is actually RM1k, and i pay RM1.5k all mth to your loan good/c. Does the fresh new RM500 have a tendency to deduct on the Principal amt , upcoming decreasing the attention charges?

You to definitely told you”No”, the extra percentage have a tendency to playground about a good/c and apply since an effective mthly payment whenever due. See should be supplied to bank if the want the extra percentage become subtract the primary. She recommend us to use an entire flexi home loan.